As a Commercial Loan Officer you will analyze, process and service existing and future loan requests. Will perform inspections and verification of collateral and evaluation of operations through field inspections. Development of new business by expanding existing relationships and calling on current and potential customers. Cross sells bank products/services and will work within the community to expand relationships through strong community involvement.
Typical duties/responsibilities include:
Analyzing credit requests and make sound credit decisions in a timely manner.
Servicing of commercial customers and cross sell appropriate products/services including deposit and cash management products/services.
Collection of past due accounts and management of OREO, etc.
Properly structure and price loans.
Perform field and/or business inspections of existing and potential loan customers to verify the adequacy of collateral securing the credit, as well as evaluating the general management and condition of the operation.
Maintain a working knowledge of Western States Bank's policies/procedures that apply to and concern the positions responsibilities including general regulations such as the BSA, Reg CC, Reg E, Bank Security and other State and Federal regulations.
Effectively partner with customers by providing exceptional customer service utilizing WSB"s service standards.
Western States Bank offers career opportunities, a friendly work environment and an exceptional benefit package including payment of a significant portion employee and family insurance premiums plus a 401k with with immediate vesting upon entry into the Plan. Salary is commensurate with experience.
Continue your career with a Bank that supports the communities that support us.
Equal Opportunity Employer
Bachelor's degree or an equivalent combination of education/work experience.
Proven success in business development evidenced by the generation of new business.
Experience with analyzing credit requests, collateral analysis, proper structuring and pricing of loans and loan recovery experience.
Ability to work independently and as a member of a team.
Ability to provide information in concise verbal and written formats.
Strong commitment to customer service and community involvement.
5+ years of commercial lending experience.
Leadership and supervisory experience beneficial.
About Western States Bank
Western States Bank, a community bank with locations in Western Nebraska, Northern Colorado and SE Wyoming is seeking an experienced Commercial Loan Officer for our Laramie, Wyoming Bank.