Consumer/Mortgage Risk Strategy Director - Multiple Locations
Partners with Senior to Executive Leaders in their assigned Line of Business, Risk/Compliance/Audit (RCA) Consultants, RCA Managers and other Senior RCA Managers to, depending on the function, oversee the successful creation, implementation, and maintenance of an effective risk management framework. Accountable for projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations. Identifies gaps and drives solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Accountable for the active identification, response and/or escalation of risks as appropriate. Influences policies and procedures to maximize profit potential and minimize regulatory exposure. Accountable for an effective partnership between the Line of Business and the Lines of Defense.
- Bachelor's degree, or equivalent work experience
- 15 or more years of experience in an applicable risk management environment
- Applicable certifications
- Expert knowledge of collection and loss mitigation operations/tools and associated risks/controls for Consumer and Mortgage products - Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business - Strong statistical model development/validation, strategy design and test, profit analysis, data mining and reporting skills - Solid understanding of economic & social environmental factors that would have impact to portfolio credit performance and develop proactive mitigation actions - Expert knowledge of Risk/Compliance/Audit competencies - Ability to manage job scope and complexity of assigned business at the departmental and/or division level - Strong leadership and management skills of processes, projects and people - Excellent written and verbal communication skills
Primary Location: Texas-TX-Irving Work Locations: Job: Risk/Compliance/QC/Audit/Fraud Organization: U.S. Bank. Shift: 1st - Daytime
Internal Number: 6140930
About U.S. Bancorp
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